Don’t you just hate it when you get tricked into reading a stupid article b/c it claims to have financial advice that’ll save you a $1000 per month??? Of course, if you are here on this site you’re the kind of person who would be interested in that kind of info. So you started browsing that page and realize that this is yet another time-wasting article NOT written with YOU in mind. You are a regular, REAL person.
The people in this article are not like any middle-class Americans I know, and certainly not those in the lower income brackets. For example, the writer explains how NOT going to Starbucks every morning will save you a certain amount of dollars. And then he/she continues on this same path about not getting expensive blowouts as regularly, not eating out as much, quitting the country club, and the usual fluff that does NOT APPLY to you because you already do not do these things. Even the part about checking your bank and credit statements for recurring fees, shopping around for better phone and internet deals, and raising your insurance deductibles to lower your payments is no help to you b/c again, you’re already past this. Heck, you might even clip coupons and are make sure to keep utility usage in check.
A few months ago I was suckered into reading such an article and it was a complete waste of time, but on top of that, did not apply to me and to a big portion of our country. Here on DIYdollars.com we have information that is for the average, real person on a budget already. A lot of it is ACTUAL experience we have, and some of it is stuff that we think is neat and/or helpful to pass along. We purpose not to write empty fluff; instead our goal IS to make and/or save money ourselves through learning, experimenting, and just plain doing. And we have this site to share in what we learn. Some things may not apply to you, but hopefully we can continue to learn, grow, and share.
As you can tell, I had to get this off my chest.
Hopefully 2015 will be a good year for learning and prospering for us all.