Congratulations! You’ve found a great opportunity to work at home and the perks are so obvious: no long commute, no office politics, more flexible schedule, tax breaks, and independence. While working at home is really a great set-up, there are some challenges you will be facing. Most work-at-homers struggle with 4 key areas: organization, discipline, [...]
I’m not rich and I’m not aiming to become rich in the popular sense of the word. But I do want to be financially comfortable; a lot of people call this financial independence. What this means is that while I don’t dream of driving a Bentley or living in a mansion, I certainly do want [...]
We are moving soon and we’ll need to sell our home. Our plan is to do it DIY style: for sale by owner. Because we want all our equity and do NOT want to pay an agent’s commission, which usually is about 6%. If our home sells for $250K, that’s $15,000 out of our pocket [...]
In the course of climbing the corporate ladder, or of just managing the little corner of the world you occupy, you have to communicate with people. It’s not always easy, but you have to do it. Some of this communication amounts to simple conversation, and it’s been dawning on me for a long time now [...]
If you have less than 25k saved you’re in good company, or at least, there are lots of you. 50% of workers 35 to 44 have less than that amount saved. 1/3 of those aged 45 and over did too. 25% of people surveyed had no savings at all. No savings account. No retirement account. [...]